FAQ

How does the program work?
We lend you money and take a security interest in your future receivables. AC Capital Funding transactions are based upon a previously agreed upon percentage of your future sales. A formula is calculated based on your cash flow projections. We provide the cash based on those calculations. Its secure and reliable.

How much money can I receive?
99% of all out Cash Advance programs are between $5,000 to $1,500,000

How soon can I get the money?
7-10 working days is the average time taken before the funds are available for your use.

Is there an application fee?
 No, there are no administration fees or application fees. We partner with you to determine your optimal payment. The sooner you get your application in, the quicker we advance you the cash.

What are the qualifications to be eligible for this program?
 You must have been in business for more than 8 months and have at least $5,000 of VISA and MasterCard credit card sales per month, no open bankruptcies. Other simple requirements may apply depending on the type of business you operate.

What can I use the money for?
You make the choice. Our customers often use the money for advertising, increasing inventory, expansion, paying off other debt or buying out a partner, or for an emergency that could end the business. According to the Small Business Administration, lack of capital is the major reason for small business-failure. We help you avoid that completely.

How easy is it to get approved?
It is a lot easier and faster than a typical bank loan. There is NO complicated paperwork. Our Funding Specialists guide you through the approval process. In addition, we understand your needs; many of our specialists have owned and operated their own small businesses.

Can I apply again when I have repaid my first revenue advancement?
Yes, most renewals are funded in less than 24 hours. If you have experienced no change in financial status you will be approved automatically. As soon as the advance balance is down to approximately 40% of the original balance, you can request again. More than half of our customers opt to do just that.

What are the costs of the revenue advancement?
 Your cost is determined by the size of your advance, the time of distribution and the pay back. Full details are available on your term sheet (proposal) once your application is complete.

Do I need to change credit-card processors?
 You must switch to our affiliated processors. This is how we collect your repayment. We will meet-or-beat your present transaction rate and save you some more money. It will not cost you to switch.

Do you require personal credit review?
Yes, your personal credit is a part of the approval process. We use a business-friendly scoring model blending economic data, business and guarantor information to assess risk.

I have bad credit - can I still qualify?
Yes, because we collect from a small percentage of your daily credit card sales. A poor credit rating, including delinquencies, does not normally disqualify your revenue advancement.

Can I receive funding if I already have a cash advance from another company?
 Yes, first we pay off your obligations with cash from your first advance. After that you receive all remaining proceeds.

How are my payments made?
A small percentage is deducted from each Visa/MC deposit. Unlike a bank loan, we take back the money based upon your revenue, so there are no fixed payments. We get paid when you get paid and on a percentage system. This means that your operational expenses are not compromised to pay off your cash advance debt.

What is 1800 Business Funding Network’s main objective?
 Our financing programs provide small businesses extra cash and working capital. Traditional banks will lend you money when you do not need it. We can get you money when you do. There are no loan payment books, no bank hassles.

How do I get started?
 Fill in our form and a consultant will contact you and answer all your questions and get the process started.